In the insurance business, the broker's name or the term is no longer a rare thing to hear. Because the development of the world insurance industry in Indonesia is also influenced by the presence of brokers. In theory, the broker is identical with friends insureds, where the usual broker or insurance broker referred to as the insured from the start always helps the insurance process until the termination or expiration of a claim from insurance.
But often the prospective insured or those who want not to understand the usefulness of insurance brokers, so often companies or individuals who feel lost coverage insured object or misled by the obscurity of the content or procedures which are guaranteed coverage under the policy whether or not included in the warranty policy. So that not infrequently also on the time of the loss, the insured is unable to withdraw his claim and this has become a bad impact for the "image" the insurance company.
But often the prospective insured or those who want not to understand the usefulness of insurance brokers, so often companies or individuals who feel lost coverage insured object or misled by the obscurity of the content or procedures which are guaranteed coverage under the policy whether or not included in the warranty policy. So that not infrequently also on the time of the loss, the insured is unable to withdraw his claim and this has become a bad impact for the "image" the insurance company.
The below represents the benefits from the broker:
Risk Analysis
Insured shall obtain information about Term & condition, type of protection, area security, security of insurance.
Premium
More competitive, because some insurance companies' activities have been carried out by the broker
Size Guarantee
Size insured guarantees will be made in accordance with the needs of the insured appropriately and accurately, not excessive swelling of the impact of premium costs or not too short of that in future there is a loss that is not listed as collateral for insurance policies
Insurance Placement
Placement of risk to insurance companies based on technical capabilities, additional support from reinsurers, and service claims quickly and accurately.
Administration
Assist the insured in settlement of claims, such as: surveys, preparation of supporting documents, negotiation, and payment reinburst.
Claim
Assist the insured in settling claims handling, including the administration of data and accelerate the disbursement of claims
With such understanding the above description of the insured is expected that the candidates can take advantage of brokers with the best possible service.
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